Terms & Conditions

Welcome to Debt360, proudly developed by Finlytyx AI Labs. By accessing or using our debt recovery and portfolio management platform ("Service"), you agree to be bound by these Terms and Conditions ("Terms").

If you disagree with any part of these terms, you may not access the Service. These Terms apply to all visitors, users, clients, and others who access or use the Service.

The Debt360 platform is designed to facilitate secure debt recovery operations and portfolio management for authorized entities such as financial institutions, banking partners, and debt management agencies.

• Authorization: You must ensure that you have all necessary rights, permissions, and legal authority to upload, manage, and process borrower and financial data within the Debt360 platform.
• Compliance: You agree to use the Service in strict compliance with all applicable local, state, national, and international laws, rules, and regulations, including data protection laws and fair debt collection practices.
• Prohibited Activity: You shall not use the Service for any unlawful purpose, to harass or abuse borrowers, or to transmit malicious code or malware.

The Service, including its original content, features, functionalities, AI algorithms, and analytical models, are and will remain the exclusive property of Finlytyx AI Labs and its licensors.

Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of Finlytyx AI Labs.

In no event shall Finlytyx AI Labs, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

• Your access to or use of or inability to access or use the Service.
• Any conduct or content of any third party on the Service.
• Any content obtained from the Service.
• Unauthorized access, use or alteration of your transmissions or content.

The Service is provided on an "AS IS" and "AS AVAILABLE" basis without any warranties of any kind.

If you have any questions about these Terms, please contact us.

Email: legal@finlytyx.com

Last updated: March 2026